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Instant Funding: simulated prop trading accounts explained

What Instant Funding sells, what its accounts cost in US dollars, and how its LITE40 code and PlusPoints scheme work.

Store spotlight4 min readAmyBy Amy
Candlestick price chart with moving average lines on a dark screenInstant Funding logo
Photo: Maxim Hopman on Unsplash

Shopping at Instant Funding? See all current Instant Funding discount codes and deals, checked regularly.

Instant Funding is a proprietary trading firm. Instead of selling physical products, it sells access to trading accounts: you pay a one-off fee for an account of a chosen size, trade on a simulated account, and can withdraw a share of the simulated profits if you follow its rules on losses. The company states that all of its accounts are demo accounts with fictitious funds, and that it does not offer real brokerage services.

The firm says it was established in the UK in 2021. Payments go through Acello Ltd, registered in England and Wales with an office in London, acting for IF Pro Ltd in Saint Lucia. Prices are in US dollars, so your bank may add a currency conversion fee. It suits experienced traders who already understand leverage and drawdown limits; it is not a way to learn trading from scratch with no risk.

What's worth a look

  • Instant Funding Clarity: the no-evaluation account, with no profit target before payouts. Fees start from $49 for the smallest size, with account sizes from $625 to $120,000.
  • IF Micro Lite: a newer account type with an 80% profit share and sizes from $5,000. Fees start from $59.
  • One-Phase Lite: a single challenge stage before you move to a funded account, from $57.
  • IF Evolve: offered in $10,000, $25,000 and $50,000 sizes, from $49.

Each account has its own rules on maximum daily loss, overall drawdown and leverage, and a breach closes the account. The examples on the site show, for instance, a daily loss limit of 2% to 5% of the balance depending on the programme. Fees shown are the lowest listed and can change.

Current offers

The homepage currently shows the code LITE40 for 40% off every IF Micro Lite account up to $25K. The firm also runs a free loyalty scheme, Instant Funding Plus, which gives 10% back in PlusPoints on purchases. Points can be turned into promo codes, with one PlusPoint worth $1 off.

Instant Funding changes its promotions often, and codes usually can't be combined, so check the terms shown at checkout.

How to save more

  • Sign up for Instant Funding Plus before your first purchase so the points are credited to your account.
  • Start with a smaller account size while you get used to the drawdown rules; it costs less if the account is closed.
  • Compare the add-ons carefully. Some raise the profit share to 90% but add to the upfront fee.

Support is available by live chat around the clock, and the team aims to answer emails within 24 hours. Details are on the contact page. Trading of any kind, simulated or not, carries a high risk of losing money, so treat any fee as money you may not get back.

Products, prices and offers checked on the store's own website on 4 Oct 2026. Prices and stock can change.

Ad: affiliate links. If you buy through links in this article we may earn a commission, at no cost to you. Instant Funding didn't pay for this article or check it before we published it. How we make money.

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Instant Funding codes & deals today

40%Micro Lite

40% off IF Micro Lite accounts up to $25K

10%back
Members

10% back in PlusPoints with Instant Funding Plus

No code needed ·
Get deal
All Instant Funding codesVisit Instant Funding

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